Impact Windows & Doors with $0 Down
Florida's PACE program lets you finance hurricane-rated impact windows and doors with no money down, no credit check, and repayment through your property taxes.
What Is PACE Financing?
PACE (Property Assessed Clean Energy) is a government-established financing program available to Florida homeowners. It lets you fund energy-efficient and hurricane-protection improvements — like impact windows and doors — with no money down and no credit check. The cost is repaid over 10–30 years as a line item on your property tax bill.
The program is administered by the Florida PACE Funding Agency, a government entity created to help homeowners make critical home improvements without the barriers of traditional financing.
Why Homeowners Love PACE
PACE removes the biggest barriers to protecting your home.
$0 Down Payment
PACE financing covers 100% of your project cost — including labor, permits, and materials. No out-of-pocket expense to get started.
No Credit Score Required
PACE is based on your property equity, not your credit score. If you own your home and are current on property taxes, you likely qualify.
Repay Through Property Taxes
Payments are added to your annual property tax bill and spread over 10–30 years. If you sell, the remaining balance transfers to the new owner.
Immediate Home Protection
Don't wait to save up. Get hurricane-rated impact windows and doors installed now and start protecting your home and family immediately.
Energy Savings Start Day One
Impact windows reduce cooling costs by $100–$200/month. Your PACE payment may be partially or fully offset by what you save on energy bills.
Increases Property Value
Impact windows and doors are one of the highest-ROI home improvements in Florida. They raise resale value, lower insurance, and improve curb appeal.
How It Works
From inspection to installation — we make it simple.
Contact Us for a Free Inspection
We visit your home, assess your windows and doors, and give you an honest recommendation — no pressure.
Get Your PACE Approval
We help you apply through the Florida PACE Funding Agency. Approval is fast and based on your property, not your credit.
We Install Your Impact Windows & Doors
Our licensed team handles everything — permits, installation, and final inspection. Your home is protected.
Repay Over Time on Your Property Taxes
Your PACE financing is added to your property tax bill. Spread payments over 10–30 years with no balloon payment.
PACE Financing FAQ
Common questions about the PACE program.
What is PACE financing?
PACE (Property Assessed Clean Energy) is a government-backed financing program that allows Florida homeowners to fund qualifying home improvements — including impact windows and doors — with $0 down. The cost is repaid through your annual property tax assessment over 10–30 years.
Do I need good credit to qualify?
No. PACE financing is based on your property equity and tax payment history, not your credit score. If you own your home and are current on your property taxes and mortgage, you likely qualify.
What happens if I sell my home?
The remaining PACE assessment transfers to the new property owner. This can actually be a selling point — the buyer inherits a fully protected home with hurricane-rated windows already installed.
What does PACE cover?
PACE covers the full cost of qualifying improvements including impact windows, impact doors, sliding glass doors, labor, permits, and installation. There's typically no out-of-pocket cost to the homeowner.
How long does approval take?
PACE approval is typically fast — often within a few days. We handle the paperwork and guide you through every step of the process.
Is PACE different from a HELOC or personal loan?
Yes. Unlike a HELOC, PACE doesn't require a credit check or appraisal. Unlike a personal loan, PACE is attached to the property (not you personally) and offers longer repayment terms with no balloon payments.
Are impact windows a qualifying PACE improvement?
Absolutely. Impact windows and doors qualify because they improve hurricane resistance, energy efficiency, and wind mitigation — all categories covered under Florida's PACE program.
PACE is administered by the Florida PACE Funding Agency, a government entity. Visit their official website to learn more about the program.
Ready to Protect Your Home with $0 Down?
Find out if you qualify for PACE financing. A free inspection costs you nothing and we'll walk you through every step.
Get My Free PACE ConsultationNo pressure. No obligation. Just a straight assessment.